Finance

Welcome to Our Auto Loan and Finance Center

Here at Burns Ford of York, we believe that financing a vehicle should be just simple as finding one. That’s why we’ve streamlined the process to ensure your satisfaction – no hassle, no headache!

Because we understand that a vehicle is a major investment, our Auto Finance Center provides a wide range of financing options. The exceptional customer service you enjoyed throughout your car search will continue through the financing process, so we’re confident that you’ll drive home happy!

As locals’ trusted source for new or used cars in York, SC, we feature several online tools to get you from search to sold as efficiently as possible. Be sure to check them out, then come see us today!

Buying vs Leasing a Car: Which Option is Right for You?

Once you’ve selected the perfect new ride, your next decision involves financing. You’ll be presented with the opportunity to lease or buy, and if you’re unsure, our experts can help you choose the best way to finance a car.

If you’re looking to make a long-term investment, buying a Ford SUV, car, or truck is often the wiser choice. But if you’d prefer to trade up to a newer model every few years, a lease agreement is likely the better option.

There are benefits to both, so it’s important to consider your unique needs, driving habits, and budget. Here’s what you need to know before choosing between a Ford car loan and lease.

Benefits of Buying
Because you own the vehicle, you’ll enjoy the following:
  • No mileage limits
  • Freedom to customize
  • Option to sell or trade whenever you choose
  • Ability to put trade-in value toward your next car

Benefits of Leasing
During your lease term, take advantage of:

  • Lower monthly lease payments (compared to typical loan payments)
  • Fewer maintenance/repair expenses (most vehicles remain under warranty)
  • Access to the latest tech and upgraded features
  • Lower sales tax

If you’re still struggling to decide between leasing and buying a car, our finance specialists would be happy to help! Don’t hesitate to reach out with any questions about car financing near you!

Ford Financing For You

Here at our Finance Center, we strive to exceed your expectations with each interaction. Just ask our satisfied customers throughout the Carolinas – from Rock Hill, SC to Charlotte, NC! Whether you’re right down the road or a few hours from York, SC, our online credit application allows you to start the pre-approval process from the comfort of home. Plus, our payment calculator makes it simple to estimate your buying power and monthly payments!

Whether you’ve chosen to buy a brand-new Ford Explorer for sale or a pre-owned Ford Bronco for sale, we’re committed to getting you back on the road fast – no matter your credit score!

You can even value your trade online! Just enter some key information, like make, model, year and mileage, into our online trade-in calculator and you’ll get your vehicle’s Edmunds trade-in value in mere minutes! Then, bring this estimate to our appraisal experts for an in-person trade-in inspection. It couldn’t be easier to trade in and trade up, right here at your local Ford Explorer dealer!

In fact, we’ll offer top dollar for your trade even if you don’t buy from Burns Ford of York! That’s right, we’ll buy from you even if you don’t buy a Ford sports car, truck, or SUV from us! No stress, no pressure – just an easy process that puts you first!

Be sure to check out our used vehicle offers, including Ford Explorer incentives and more. Don’t forget to ask about Ford financing deals and Ford lease specials too!

Financing Made Easy at Burns Ford of York

Get approved and get behind the wheel of the Ford of your dreams – right here at your local Ford dealer! Our in-house Finance Center is staffed by experienced specialists, each working to secure the most competitive Ford finance rates and to craft a payment plan just for you.

Whether you’re in pursuit of an affordable Ford used car or a new Ford special, Burns Ford of York can help! Browse our inventory online to get started, then get in touch to schedule your test drive! And if you have any questions, contact us today!

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Burns Ford of York loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Burns Ford of York finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local South Carolina banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!